John J. Diak, CFP®
Have You Budgeted for Retirement?
Whether you’re nearing retirement or have many years to go, calculating what your retirement budget will be will help you plan and make the
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John J. Diak, CFP®
Jan 29, 20193 min read
A Retirement Fact Sheet
What financial facts should you consider as you retire? What monetary realities might you need to acknowledge as your retirement progresses
John J. Diak, CFP®
Dec 4, 20183 min read
When You Retire Without Enough
If you start your retirement with inadequate savings, you may end up living a watered down version of your retirement dreams.
John J. Diak, CFP®
Oct 23, 20184 min read
Debunking a Few Popular Retirement Myths
Some retirement myths have been around for decades, while others are have recently joined their ranks. Take a look at these seven popular re
John J. Diak, CFP®
Sep 4, 20183 min read
A Look at HSAs
An HSA can potentially offer them: a pool of tax-exempt dollars for health care, a path to tax savings, even a possible source of retirement
John J. Diak, CFP®
May 29, 20183 min read
Adjusting Your Portfolio as You Age
As you approach retirement, it may be time to pay more attention to investment risk. Rebalancing your portfolio with your time horizon in mi
John J. Diak, CFP®
Apr 17, 20183 min read
For Retirement, Income Matters as Much as Savings
Although your retirement benefits may be taxed, more retirement income is decidedly better than less – and a key part of retirement planning
John J. Diak, CFP®
Mar 13, 20184 min read
Things to Consider if You Plan to Retire Before 60
Any early retirement is a critical financial juncture in your life, and whether you find yourself at it by choice or by chance, your decisio
John J. Diak, CFP®
Feb 27, 20183 min read
Avoiding the Money Pitfalls of Past Generations
You have a chance to manage your money better than previous generations have. Some crucial financial steps may help you do just that. Avoid
John J. Diak, CFP®
Feb 20, 20184 min read
The Many Benefits of a Roth IRA
The Roth IRA changed the whole retirement savings perspective. Since its introduction, it has become a fixture in many retirement planning s
John J. Diak, CFP®
Jan 9, 20183 min read
Can We Afford to Live to 100?
Some of us may retire at 65 and live to 100 or 105. Advances in health care may make this a strong possibility. The corresponding question i
John J. Diak, CFP®
Dec 19, 20172 min read
Retirement Plan Contribution Limits Rise for 2018
You will able to put a little more into your workplace retirement account in 2018. The federal government raised the annual contribution lim
John J. Diak, CFP®
Oct 17, 20173 min read
Is a SIMPLE IRA Right for Your Business?
Do you want a simple retirement plan you can implement easily as an independent contractor or small business owner? A SIMPLE IRA plan gives
John J. Diak, CFP®
Jul 18, 20173 min read
Who Needs Estate Planning?
If you don’t leave behind an estate plan, your family could face major legal issues and (possibly) bitter disputes; making the plan may leav
John J. Diak, CFP®
Jun 20, 20173 min read
Why Retirees Need Good Credit Scores
TransUnion recently surveyed baby boomers and discovered that nearly half thought their credit scores would become less important after they
John J. Diak, CFP®
Jun 13, 20173 min read
Should You Apply for Social Security Now or Later?
You know how much retirement money you have. Other factors aren’t as foreseeable. You don’t know exactly how long you will live, so you can’
John J. Diak, CFP®
Jun 6, 20173 min read
The Rough Consequences of Not Saving for Retirement
Putting away a percentage of one’s income, money that could be used for any number of bills or luxuries, is a sacrifice made in the present
John J. Diak, CFP®
May 23, 20173 min read
Could Insurance Rescue You in Retirement?
Insurance matters more in retirement planning than you may think. It is seldom “top of mind” in retirement planning conversations, but the r
John J. Diak, CFP®
Feb 6, 20173 min read
2017 Retirement Account Limits
How much can you contribute this year? In 2017, you have another chance to max out your retirement accounts. Here is a rundown of yearly...
John J. Diak, CFP®
Aug 19, 20153 min read
Retirement Confidence: It's All In The Plan
Americans' confidence in the ability to afford a comfortable retirement continues to rebound from the lows reported between 2009 and...
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