John J. Diak, CFP®
5 Retirement Concerns Too Often Overlooked
As part of your preparation for retirement, give these financial matters some thought. Enjoy the here and now, but recognize the potential f
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John J. Diak, CFP®
Sep 25, 20184 min read
Starting a Roth IRA for a Child or Grandchild
If you have a child or grandchild earning some income with a summer or after school job, you could help them save for future goals by assis
John J. Diak, CFP®
Sep 11, 20183 min read
Are Changes Ahead for Retirement Accounts?
This year, lawmakers are addressing the problem of Americans not saving enough for retirement, with a bill proposing big changes to IRAs and
John J. Diak, CFP®
Aug 28, 20184 min read
Financial Fraudsters Preying on Boomers & Elders
Sometimes liars, scammers, and fraudsters try to pitch any number of too-good-to-be-true “investment opportunities” to retirees. You have go
John J. Diak, CFP®
Aug 14, 20183 min read
Financial Elder Abuse: Perception vs. Reality
As you read or hear stories about seniors being financially exploited, you may think: not me. Your parents? Same thing. They are too smart a
John J. Diak, CFP®
Jul 3, 20183 min read
Choosing a Financial Professional
When we buy a car or a house, consider a school for our children, or plan our next vacation we take our time, shop around, and consider our
John J. Diak, CFP®
Jun 26, 20184 min read
The A, B, C, & D of Medicare
Breaking down the basics of Medicare and what each part covers can get confusing. Whether your 65th birthday is on the horizon or decades aw
John J. Diak, CFP®
Jun 19, 20183 min read
Retirement Planning Weak Spots
The biggest weakness is not having a plan at all. How many households save for retirement with a number in mind – the dollar figure their re
John J. Diak, CFP®
May 29, 20183 min read
Adjusting Your Portfolio as You Age
As you approach retirement, it may be time to pay more attention to investment risk. Rebalancing your portfolio with your time horizon in mi
John J. Diak, CFP®
May 15, 20184 min read
The Pros & Cons of Roth IRA Conversions
What are the potential benefits and drawbacks of a Roth IRA conversion? If you own a traditional IRA, perhaps you have thought about convert
John J. Diak, CFP®
Apr 17, 20183 min read
For Retirement, Income Matters as Much as Savings
Although your retirement benefits may be taxed, more retirement income is decidedly better than less – and a key part of retirement planning
John J. Diak, CFP®
Apr 10, 201810 min read
2018: A First Quarter Review
Stocks rallied in January, corrected in February, and slumped in March as volatility and economic policy changes took some of the enthusiasm
John J. Diak, CFP®
Apr 10, 20183 min read
What Do You Have in Reserve for 2018?
Living without an emergency fund can invite worry. It is an anxiety too many households have had to accept. Plan to save a little each month
John J. Diak, CFP®
Mar 27, 20183 min read
The Retirement Mindgame
What kind of retirement do you think you’ll have? Qualitatively speaking, what if the success or failure of your retirement begins with your
John J. Diak, CFP®
Mar 20, 20183 min read
The Risk of Being a Suddenly Single Woman
With a clear understanding of where she stands, financially, a widow may evaluate her investment and wealth management options and take step
John J. Diak, CFP®
Feb 20, 20184 min read
The Many Benefits of a Roth IRA
The Roth IRA changed the whole retirement savings perspective. Since its introduction, it has become a fixture in many retirement planning s
John J. Diak, CFP®
Jan 30, 20183 min read
Are You Really Saving Enough for Retirement?
Are you on track to save $1 million or more for retirement? If you are 50 or younger, you may need that much in savings to generate the kind
John J. Diak, CFP®
Jan 9, 20183 min read
Can We Afford to Live to 100?
Some of us may retire at 65 and live to 100 or 105. Advances in health care may make this a strong possibility. The corresponding question i
John J. Diak, CFP®
Dec 19, 20172 min read
Retirement Plan Contribution Limits Rise for 2018
You will able to put a little more into your workplace retirement account in 2018. The federal government raised the annual contribution lim
John J. Diak, CFP®
Nov 28, 20173 min read
Getting (Mentally) Ready to Retire
A successful retirement is not merely measured in financial terms. Even those who retire with small fortunes can face boredom or depression
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